National Payday Loans are The Simplest Way to Get Cash Online

Payday LoansWho can put a price on peace of mind? It’s invaluable. But when money problems rear their ugly heads, you’re faced with stress, anxiety, and worry, a total loss of peace of mind. What you need in those situations is more money right? If you’ve tried to borrow cash before and been denied, put off for too long, or just couldn’t find a reliable lender, we’ve got your solution: National payday loans.

We don’t promise you a rose garden, but we do promise, quick, competent, legitimate, secure payday loans at a fair price. How much does it cost? We can’t tell until you apply and we have evaluated your application. Once your application is processed you’ll be presented with an online loan document ready for your electronic signature that shows you the cost and terms in large bold print (no small print). If your not happy with the cost or terms then close your browser and it will cost you nothing.

Apply for a 1st National Payday Loan, Right Here, Right Now!

What Are National Payday Loans?

If you’ve ever worked with payday lenders before, you have an idea of what these are. But, what makes different is that you can get them online. Use your phone or a computer to access the application and get a small loan faster than ever before.

If you aren’t familiar with payday loans, it’s a simple concept: you get approved for a small loan mostly based on your income and paycheck. The expectation is that you will repay the loan on your next payday. What you get is the cash you need, sooner, and the ability to be out of debt again within a week or two.

Is Legitimate?

You bet! You are smart to ask, though, because there are scammers out there trying to con people out of money to get a loan. Any lending service or website that matches you to lenders that charges you a fee to apply is not legit. No reputable service will ever charge you until the loan is actually due.

Here at, you can tell we’re a legitimate, secure service because we offer transparency. Check out the site to see who we are, how to contact us, and how we select the best lenders to work with you. You’ll see security polices and encryption, and notice that we’ve been in business, helping people like you, for nearly ten years. We have gone the distance because borrowers trust us.

How Can I Get Approved for These Loans if I Have Bad Credit?

Are you tired of getting denied just because you don’t have a perfect credit score? National payday loans are designed to work around bad credit. In fact, most of our lenders won’t even check your credit score. This gets more people approved and also speeds up the entire process. Too many people who are good candidates for loans get denied because of credit score.

That’s why we do it differently. Here’s all you’ll need to apply for a 1st National Payday Loan:

  • Be at least 18 years old
  • Have a regular income
  • Earn at least $1,000 per month
  • Have a bank account

When Will I Know I’ve Been Approved for National Payday Loans?

The accelerated online application process for National payday loans means that you get an answer in less than 90 seconds. What happens when you submit an application here is that it goes to a carefully selected lender. That lender looks it over and makes a fast decision. Because they don’t check credit score, it’s just a matter of a quick skim of your details.

To make it official, you’ll get a call from your lender. This is just to ensure you are who you say you are. Make the process even speedier by being ready by your phone to answer. It only takes a few minutes and you’ll be ready to get your loan.

The #1 reason loans never get funded is that people apply but won’t accept a call from their lender to simply verify their phone number and verify their information. Just like you, lenders too are afraid of being scammed, so when your lender calls answer the phone for the fastest approval process.

How Much Money Can I Borrow with National Payday Loans?

$2500 Payday LoansPicture a loan that’s not just fast and easy but that also lets you borrow only what you need. Imagine getting the few hundred dollars you need to pay the bills this week and not worrying that you’re borrowing more than you can afford.

At you can borrow up to $2,500 with a payday loan, but you don’t have to get the maximum. Only borrow what you can afford, what you need, and what makes you comfortable. This is how you can ensure you’re using the loan responsibly.

Can I Actually Afford This Loan? How Will I Know?

Yes, most people can afford this loan. If you have a job and an income, your lender will approve you for an amount you can afford. But don’t worry about getting cold feet. Before you have to commit to the loan, your lender will direct you to a loan document. There, in big bold font, you’ll see the loan amount, the amount due, and the date it will be due. If you don’t like what you see, back out by calling your lender. There is no penalty and no risk.

When Do I Get the Cash Once I Apply at

Cash moves fast when you work online. National payday loans fund in about 24 hours or less. Here’s how it works: your lender makes a transfer of cash by ACH right to your bank account. This is the fastest way to move money online, but there are delays built in for your protection. The transfers occur overnight during the week, so your bank account will show the cash on the business morning after you get approved.

What if I Can’t Repay the Loan on Time. What Will Happen?

Rest easy knowing that this is impossible at We have an innovative way of doing repayment that protects the borrower. Instead of trying to remember the due date, your lender will deduct what you owe. You don’t even have to think about it. But, if you don’t think your bank account will have enough cash to cover it, call your lender in advance to work on an extension.

Always expect more from a loan. Never again settle for a lender that turns you down because of credit score or a loan that’s too big for you to reasonably afford. Don’t worry about remembering repayment dates. Get cash faster. Get all of these benefits with a National payday loan. By working with you get a truly better experience borrowing money. Put all those money worries to rest now with this fast, simple, and affordable payday loan.

If interested, learn more about Payday Loan Laws and Regulations or Payday Loans A Study and History. 1st National Loans has gone local via